We help professionals with student debt buy a home and pay off their student loans faster.
How GradEquity Works
Your dream home cost: $500,000.
We’ll use a $500,000 home to illustrate how GradEquity can help.
You have student loans that have made it difficult to qualify for a mortgage or to save for a down payment.
You can partner with GradEquity to get $100,000 to pay off your student loans and help with your down payment.
In this example, you put in $50,000 towards the down payment and GradEquity puts in $100,000 between paying off your student loans and helping you with your down payment.
Your dream home becomes your real home and you save money on student loans.
You pay the costs of home ownership, but there are no monthly payments to GradEquity.
GradEquity makes its return on investment when you sell or buy out the investment.
For paying off your student loans and helping you with your down payment, you’ll share 50% of the investment gain or loss with GradEquity.
How GradEquity Works
Your dream home cost: $500,000
We’ll use $500,000 home to illustrate how GradEquity can help.
You have student loans that make it difficult to qualify for a mortgage or to save for a down payment.
You can partner with GradEquity to get $100,000 to pay off your student loans and help with your down payment.
In this example, you put in $50,000 towards the down payment and GradEquity puts in $100,000 between paying off your student loans and helping you with your down payment.
Your dream home becomes your real home and you save money on student loans.
You pay the costs of home ownership, but there are no monthly payments to GradEquity.
GradEquity makes its return on investment when you sell or buy out the investment.
For paying off your student loans and helping you with your down payment, you’ll share 50% of the investment gain or loss with GradEquity.
Why GradEquity is Better
You could save thousands of dollars each year by purchasing a home with GradEquity. See how below.
Buy House with GradEquity
| Cost of Your Dream Home | $500,000 |
| Your Portion of Down Payment | $50,000 |
| GradEquity’s Portion of Down Payment | $50,000 |
| [A] Monthly Mortgage Payment | $1,910 |
| [B] Monthly PMI Payment | $0 |
| GradEquity’s Payoff of Student Loans | $50,000 |
| [C] Monthly Student Loan Payment | $0 |
| Monthly Mortgage + Student Loan Payment (A+B+C) | $1,910 |
Buy House without GradEquity
| Cost of Your Dream Home | $500,000 |
| Your Portion of Down Payment | $50,000 |
| GradEquity’s Portion of Down Payment | $0 |
| [A] Monthly Mortgage Payment | $2,218 |
| [B] Monthly PMI Payment | $375 |
| GradEquity’s Payoff of Student Loans | $0 |
| [C] Monthly Student Loan Payment | $555 |
| Monthly Mortgage + Student Loan Payment (A+B+C) | $3,148 |
$1,238 Monthly Savings with GradEquity
(nearly $15,000 per year!)
(nearly $15,000 per year!)
Assumptions: Mortgage interest rate = 4% Student loan interest rate = 6% PMI = 1% of loan balance. No more PMI payments once 75% LTV is reached.